Insurance
Plain-English help with life, health, income protection and home insurance.
ARTICLES

November 4, 2026
KiwiSaver
How to choose the right KiwiSaver fund
A plain-English guide to KiwiSaver fund types, time horizons, fees and contributions, with a worked example to help you check you're in the right fund.

November 4, 2026
Mortgages & home loans
Refinancing your mortgage in 2026: when it makes sense
Thinking about refinancing your home loan? Here is what it costs, when it pays off, and a worked example so you can judge whether switching or restructuring is worth it.

November 3, 2026
Mortgages & home loans
How much deposit do first home buyers need in Christchurch?
Most people think you need a 20% deposit to buy your first home. In Christchurch, you can often buy with less, especially if it’s a brand-new apartment or townhouse.
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