Insurance

Plain-English help with life, health, income protection and home insurance.

ARTICLES

Older couple dancing together at home and enjoying retirement
November 4, 2026
KiwiSaver

How to choose the right KiwiSaver fund

A plain-English guide to KiwiSaver fund types, time horizons, fees and contributions, with a worked example to help you check you're in the right fund.

Couple smiling in their home surrounded by moving boxes
November 4, 2026
Mortgages & home loans

Refinancing your mortgage in 2026: when it makes sense

Thinking about refinancing your home loan? Here is what it costs, when it pays off, and a worked example so you can judge whether switching or restructuring is worth it.

Couple reviewing home loan paperwork
November 3, 2026
Mortgages & home loans

How much deposit do first home buyers need in Christchurch?

Most people think you need a 20% deposit to buy your first home. In Christchurch, you can often buy with less, especially if it’s a brand-new apartment or townhouse.

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