Financial planning

A plain-English guide to KiwiSaver fund types, time horizons, fees and contributions, with a worked example to help you check you're in the right fund.

Thinking about refinancing your home loan? Here is what it costs, when it pays off, and a worked example so you can judge whether switching or restructuring is worth it.

Most people think you need a 20% deposit to buy your first home. In Christchurch, you can often buy with less, especially if it’s a brand-new apartment or townhouse.